Breaking the Silence: Let's (Continue) to Talk about Wills Approximately 48% of Singaporeans do not have a will. *Source: 2022 survey, St James's Place Singapore If you die without a will, the law—not you—decides who receives your estate. Definitions intestate /ɪnˈtes.teɪt/ without a will testate /ˈtes.teɪt/ with a will Intestate Succession Act 1967 *applies to Non-Muslims Without a will, your estate will be distributed according to the 9 rules stated in the Act, instead of y

Breaking the Silence: Let's talk about wills Why is talking about wills such a taboo topic in Singapore? the cultural belief that talking about death will hasten its arrival. confronting one's mortality is scary - we want to avoid the emotional discomfort associated associated with death and loss. bringing up this topic may potentially expose underlying family dynamics or past grievances. But... what is delaying this topic really doing for us? not fully understanding the lega

Human expertise or digital efficiency? Which option will you choose? The Adviser: Your Personalised Guide A human financial adviser offers tailored advice while considering your unique life situation, emotional responses to market changes, and long-term goals. They provide a holistic approach to your financial life. Ideal for complex financial situations and those who value a personal connection. Pros of having a personalised guide Holistic Planning: Comprehensive strategies

In Singapore, the term 'financial adviser' is often associated with individuals who prioritise sales over genuine client care. However, a truly dedicated financial advisory team stands apart, committed to guiding clients towards their life goals with integrity and expertise. Here are 5 green flags that distinguish an exceptional financial adviser: Brings diverse insights They leverage knowledge from various experts to enrich multiple facets of your life, not just your finance

Debunking the 'Rich People Only' myth Thought: Only rich people with disposable income need financial advisers. Fact: Financial planning is not about having wealth; it's about building it. Thought: I'll start when I have enough. Fact: The key is to start where you are. Whether it's $500 or $5,000 a month, the principles of 'budgeting, protection, and compounding' are the same. Thought: Now's not the right time. Fact: Waiting until you're "rich" to start planning is like waiti

When it comes to investing, we don't know if there can ever be the "best" or perfect way. Here are some insights from our first The OneLife Circle event: 'Are You Investing... or Just Guessing'?. 1. Embrace market pricing The financial market is a supercomputer, processing vast amounts of information every second through countless trades. This means that prices quickly reflect all available information. Embracing the market’s wisdom can help us make better investment decision

21 May 2026: We celebrated our team members who earned their place at COT & MDRT 2026 at the Phillip Gala 2026. This event recognised the team's hard work and commitment to serving our clients and loved ones. Thank you to all our clients' for placing their trust and confidence in our team. Your support means the world to us. Enjoying our dinner with the PhillipCapital team Our MDRT Award Winners! Our Court of the Table Winner!

22 May 2026: We kickstarted The OneLife Circle with our inaugural investment talk. Sixty eight of our clients showed up! The purpose of organising The OneLife Circle events is to connect with you, while bringing our expert partners to share insights on how you can invest, not guess, your way to financial freedom. If you find yourself wondering what is the best approach, reach out to our advisors - they will always be around to support you in your financial journey. Some photo

Shoutout to our team members who’ve earned their place at COT and MDRT 2026 — a milestone that reflects their consistency, passion, and going the extra mile (every single time) for their clients. Behind this achievement is our commitment to ensuring thoughtful and intentional conversations and always striving to do right by our clients. To everyone who’s trusted us to be part of your journey — this is just as much yours as it is ours. Million Dollar Round Table 2026 Award Win

Here's a little throwback to November 2025 - where we hosted our first year-end dinner for our team and partners. We came together as a team in August 2025 so this celebratory meal that happened in November 2025 almost felt like it was happening too soon. Nonetheless, the working relationships we have had with our partners and clients has existed for years before OneLife Advisory did and is always worth celebrating!

Here's a little get to know us post: while we are not here to get deep and talk about one's purpose in life, we feel pretty lucky we've figured out our purpose in our careers. As a collective, we are here to build a world where people are empowered to make informed financial decisions motivated by how they want to live their one life on this planet to the fullest. A little more about who we are. And a little about why our team exist.

Dear reader, Welcome to our first blog post! Before partnering with us, we think it's essential for you to know what's important to us. Presenting... the values we uphold and stand by in every interaction with our clients and partners. These are the values that ground us and remind us the purpose of our existence. People-First Philosophy Every solution begins with people. Because we believe that people are at the heart of our work. Integrity & Trustworthiness Doing what is ri